How well have previous instruments done? What is the average rate of return on investment?
Q: How much is the average return? A: Returns vary, depending upon the project and issuer. Projected or expected returns are disclosed in the prospectus and associated marketing materials. Before investing in any investment opportunity on the Blossom platform, please review the prospectus carefully, especially the"certain risk factors" section for details.
Q: Are investments made with Blossom subject to tax? A: Tax is a complex issue and it depends on a variety of factors, including your home country and filing status. For this reason, we cannot provide a definitive answer regarding applicable tax on your investments with Blossom. However - generally speaking - profits earned via theBlossom platform are taxable as long term capital gains.
Q: Is my investment repaid on a monthly basis? A: Blossom investments typically include a monthly profit sharing payment. The repayment of your principle investment varies depending on the structure of the specific investment opportunity.Generally, investments on the Blossom platform follow a "bullet covered" model. This means that upon maturity (the "due date" of your investment) the entire original investment amount is repaid by the issuer.
Q: Do you have an estimate of expected annualized profit rate? A: We target between 10-15% annualized return. We currently estimate approximately an 11% return on a USD basis. Historically, returns have exceeded15% on an Indonesian Rupiah basis.
Q: Is there any differentiation in the risk between the profit component and the original investment principal? A: Yes, any losses of principal capital are first replaced or covered by profit BEFORE the profit sharing is applied. Profit sharing only applies after profit from the portfolio first goes to cover any losses of principal capital.
The current portfolio projects an 11.2% profit rate in 12 months. So if you invest $1,000, each month you would expect a profit of around $9.30.
By the end of 12 months you could expect a total of approximately $111.60 in profit. After the 12th month, your $1,000 is returned to you (unless you chose to re-invest).
So from your $1,000 investment you would expect to receive back $1,111.60.
Note that the profit rate is variable. Some months it could be higher, other months lower. But on average we anticipate a 11.2% rate.
Investments appearing on Blossom's website and applications are offered pursuant to an agreement with Koperasi Jasa Gerbang Digital Nasional, an Indonesia Cooperative (NIB 0214010200273), and/or the respective parties stated in the investment documentation.
Blossom Investments are not guaranteed or insured, and investors may lose some or all of the principal invested. Blossom is not a financial adviser and statements appearing on Blossom's website and communications from Blossom do not constitute financial advice.
Unless otherwise stated, investment principal and profit are on the basis of Indonesian Rupiah (IDR). Investment performance is subject to foreign currency exchange (Fx) risk and Investments with an otherwise positive rate of return may generate negative returns after conversion to other currencies. Blossom does not provide risk mitigants against currency exchange losses and all gains/losses on foreign exchange are born by the Investor.
Historical Returns are not intended as a promise of future results. Blossom Investments are not insured or guaranteed and investors may have negative returns. Actual results may differ materially from projected and/or historical returns. Individual portfolio results may be impacted by, among other things, the size and diversity of the portfolio, the exposure to any single Note, Beneficiary or group of Notes or Beneficiaries, as well as macroeconomic conditions. Prior to making an investment decision, prospective investors should carefully consider all terms and risk factors stated in the offering documents and information appearing in/on Blossom’s website and apps.
US Residents must qualify as accredited investor under Regulation D of the Securities Act of 1933.