Typically, your investment yields a 6-8% return per year, and the principle investment capital is returned after 6 or 12 months. Every 3 months you'll receive a profit-sharing contribution and report detailing the positive impact of your investment. 1
Your investment is pooled into a fund with multiple investors and disbursed across dozens of community banks and thousands of individual entrepreneurs. This way, money can be used where its needed most urgently, and your risk is diversified across a broad portfollio.
Not all microfinance is created equal. Financing via Blossom's platform is used strictly to finance income-generating businesses—never for consumer spending. The aim of each investment is to increase a family's overall household income—and to put the loan sharks out of business.
Using Blossom's platform, investors get access to unique and interesting projects in emerging markets.
Projects are evaluated and underwritten not only on financial merit, but on the underlying impact to local communities.
Every investment includes a legally enforceable contract and corresponding legal operating structure to protect investors.
No up-front administrative or service fees charged to investors. Blossom earns a share of investor profits.
Blossom's Investor Portal is designed with international investors in mind. Invest using cryptocurrency or via conventional bank transfer.
Investments are end-to-end shariah compliant using fully approved shariah structures such as profit-sharing (mudarabah).
The “BMT” model combines a for-profit motive (“Baitul Tamwil”) with a social-benefit motive (“Baitul Maal”). BMTs provide core banking facilities to marginalized communities where traditional banks don't operate or charge fees beyond what the community can afford.
BMTs drive wealth creation within local communities via savings programs and microfinance, and then use their commercial returns to fund social enterprise projects that solve local problems while providing sustainable income to the poor.
Our local partner - PBMT Ventura - maintains one of the highest quality and largest Islamic microfinance networks in existence with nearly two decades of operating experience.
Founder & CEO
CFO
Chief Strategy Officer
Blockchain Architect
55 E 3rd Ave
San Mateo, CA 94401
Satrio Tower 16th Floor, Mega Kuningan
Jl. Kuningan Barat Raya, Jakarta 12950
