Pre-Launch
Microfinance

Traditional Market Sellers & Micro-Businesses

Invest in traditional market traders in Indonesia's cultural heartland

Overview


Your investment will be used to fund hundreds of micro-entrepreneurs start or grow businesses.

The Issuer - BMT Bina Ummah - is a non-profit cooperative located in Jogjakarta. Your investment will help BMT Bina Ummah finance 

Who Should Invest

This project is ideal for investors seeking a high-reward investment. This project is not ideal for investors seeking a high-degree of diversification should -risk investment with a high-degree of diversification, since investors' funds will be spread across a portfolio of multiple institutions.

Use of Funds

Your investment will be used by the issuer to purchase goods for sale by traditional market trades and other micro-entrepreneurs using a cost-plus (murabaha) model.

Profit Model

The issuer will share profits from the financing activity with investors of this project.

Legal Structure

Investors receive a profit-sharing note directly from BMT Bina Ummah.

12%
Gross Annualized Return1
12 Months
Maturity / Term
Microfinance
Category / Industry
Yogyakarta, Indonesia
Project Location
Indonesia
Governing Law
Restricted
Trading / Transfer

Financial


Profit Sharing

Profit from microfinance activities wil be split in a ratio of 40% to the investor and 60% to the Issuer.

Amounts

(in U.S. Dollars)

  • Minimum investment amount of $26,000 (USD)
  • Minimum amount to close the fund is $26,000 (USD)
  • Maximum subscription capacity is $2,563,000 (USD)

Tax Treatment

A 15% Indonesian local witholding tax will be applied on gross returns.

Indonesian withholding tax generally qualifies under tax treaties to avoid double taxation in investors' home tax jurisdictions. Investors should consult with their local tax lawyer.

Platform Fees

Blossom will collect a 20% carried capital interest on profits earned by investors. Blossom's fee is calculated after local withholding tax.

12%
Gross Annualized Return1
12 Months
Maturity / Term
70% / 30%
Profit Sharing (Investor / Issuer)
$9,000.00 (USD)
Minimum Investment
$9,000.00 (USD)
Minimum to Close
$85,000.00 (USD)
Maximum Capacity
Restricted
Trading / Transfer

Project


More details coming soon.

BMT Bina Ummah
Issuer
Microfinance
Project Type
Yogyakarta, Indonesia
Project Location
5 Branches
Locations / Branches
50 Staff
Team Size / Employees

Location


Indonesia

Yogyakarta

Rich cultural hub featuring a still inhabited royal complex, historic temples, and many traditional industries such as batik

The city of Yogyakarta, is a center of classical Javanese fine art and culture such as batik, ballet, drama, music, poetry and puppet shows. At the city's center is the Sultan's palace called the kraton.

Categories

Issuer


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Compliance


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Get in Touch

United States

55 E 3rd Ave
San Mateo, CA 94401

Indonesia

Level 38, Tower A, Kota Kasablanka
Jl. Casablanca Raya Kav. 88 Jakarta 12870

Important Legal Info

Blossom is a trademark of Blossom Labs, Inc. a U.S. Delaware Corporation.
For inquiries, contact info@blossomfinance.com or call (800) 487-4122.

1. Blossom Investments are not guaranteed or insured, and investors may lose some or all of the principal invested. Blossom is not a financial advisor and statements appearing on Blossom's website and communications from Blossom do not constituate financial advice.

2. Historical Returns are not intended as a promise of future results. Blossom Investments are not insured or guaranteed and investors may have negative returns. Individual portfolio results may be impacted by, among other things, the size and diversity of the portfolio, the exposure to any single Note, Beneficiary or group of Notes or Beneficiaries, as well as macroeconomic conditions.

3. Actual results may differ materially from projected and/or historical returns. Blossom Investments are not guaranteed or insured, and investors may lose some or all of the principal invested. Individual portfolio results may be impacted by, among other things, the size and diversity of the portfolio, exposure to any single Note, Beneficiary, or group of Notes or Beneficiary, as well as macroeconomic conditions.

4.  US Residents must qualify as accredited investor under Regulation D of the Securities Act of 1933.

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